# DO. Financial Services

> Brisbane and Gold Coast mortgage broking firm. Home loans, refinancing, investment property, commercial lending across a panel of 40+ Australian lenders. Complimentary service to clients (lenders pay broker commission).

DO. Financial Services Pty Ltd | ABN 50 650 667 342

## What we do

- **Home loans** — Standard variable and fixed-rate lending for owner-occupiers
- **First home buyers** — Guided end-to-end support, including FHB scheme eligibility and government grants
- **Refinancing** — Rate comparison, lender switching, debt restructuring
- **Investment property loans** — Structured for tax efficiency, coordinated with accountants and financial planners
- **Commercial loans** — Business property and commercial lending with custom-negotiated pricing
- **Bridging loans** — Short-term gap finance between property purchases
- **Honeymoon / introduction loans** — Lower initial-rate products

## Who we are

- 4 qualified mortgage brokers + 4 support staff
- 80+ years combined experience across banking, finance, and property
- Brisbane and Gold Coast based, serving Queensland and beyond
- Panel of 40+ Australian lenders (genuine choice, not single-bank product pitching)

## Team

- **Sam Do** — Mortgage Broker (Principal). BEcon, BComm. Qualified Finance Broker. sam@dofs.com.au / 0423 366 995
- **Juan Castano** — Mortgage Broker. 12+ years in finance. juan@dofs.com.au / 0434 309 884
- **Mirela Kahric** — Mortgage Broker. 10+ years in property (management, sales, buyer's agent). mirela@dofs.com.au / 0449 911 902
- **Ana Spremo** — Mortgage Broker. 15+ years executive leadership, qualified 2023. ana@dofs.com.au / 0406 028 880

## Key pages

- Home: https://dofs.com.au/
- About / team: https://dofs.com.au/about
- Contact: https://dofs.com.au/contact

## Contact

- Phone: 0423 366 995
- Email: hello@dofs.com.au
- Service area: Brisbane and Gold Coast, Queensland, Australia
- Office: By appointment

## Common questions we answer

- How does a mortgage broker get paid? Brokers are paid commission by the lender, not the client. The service is complimentary.
- Why use a broker instead of going to a bank? Banks can only offer their own products. We compare 40+ lenders to find the right fit for your situation.
- Can we help first home buyers? Yes — first-home buyers are a primary focus. We guide every step including grant eligibility.
- Do we help with refinancing? Yes — refinancing is one of our most common engagements. We compare your current rate against the market.
- Do we help with investment property? Yes — including loan structuring coordinated with your accountant or financial planner.
- Where are we based? Brisbane and Gold Coast. We serve clients across Queensland.

## Compliance

DO. Financial Services Pty Ltd | ABN 50 650 667 342. All marketing examples are guides only — actual rates and repayments depend on individual circumstances. We do not provide personal financial advice.